MSEFCU has partnered with four local high schools to bring student-run high school branches on to their campuses! These branches are conveniently made available to students, staff, faculty, and some community members. This innovative approach to financial education provides those using these branches ways to learn about and conduct their financial transactions in a safe way with access to free or very low-cost financial products and services offered by MSEFCU.
Our student tellers, who are students from each high school, are 'hired' as employees, and operate these branches under the guidance of an MSEFCU Student-Run Branch Supervisor. Each student-teller receives hands-on experience, learning and performing various teller duties and they gain real-world work experience and become financially empowered.
MSEFCU Bear Branch
In December 2015, our Bear Branch proudly opened its doors as the first student-run branch established by MSEFCU. It's located in Room 103 on the Merced High School (MHS) Campus at 205 W Olive Ave, Merced, CA and is open exclusively to MHS students, staff, & faculty.
2024/2025 Branch Hours* (Effective September 4, 2024)
Wednesday 12:45 pm - 3:30 pm
Friday 12:45 pm - 3:30 pm
MSEFCU Bear Branch Social Media Links:
MSEFCU Bulldog Branch
March 2017 marked the exciting debut of our Bulldog Branch, located in the Gym Lobby on the
Le Grand High School (LGHS) Campus at 12961 E Le Grand Rd, Le Grand, CA. Unlike our closed-campus branches, this one is OPEN TO ALL, welcoming not only students, faculty, and staff but also members of the surrounding community.
2024/2025 Branch Hours* (Effective September 3, 2024)
Tuesday 2:30 pm - 4:30 pm
Thursday 2:30 pm - 4:30 pm
Saturday 9:30 am - 12:30 pm
MSEFCU Bulldog Branch Social Media Links:
MSEFCU Hawk Branch
In October 2017, our Hawk Branch began serving the Delhi community from Room L9 (near the library) on the
Delhi High School (DHS) Campus at 16881 Schendel Ave, Delhi, CA. Just like our Bulldog Branch, this branch is not restricted by campus boundaries; it's open to everyone, including students, faculty, staff, and members of the neighboring communities.
2024/2025 Branch Hours* (Effective September 3, 2024)
Tuesday 2:30 pm - 4:30 pm
Thursday 2:30 pm - 4:30 pm
Saturday 9:30 am - 12:30 pm
MSEFCU Hawk Branch Social Media Links:
MSEFCU Cougar Branch
February 2019 marked the made its grand entrance of our latest student-run branch, our Cougar Branch. It's located in Room 204A on the
Golden Valley High School (GVHS) Campus at 2121 E Childs Ave in Merced, CA and is only available for the GVHS students, staff, and faculty use.
2024/2025 Branch Hours* (Effective September 4, 2024)
Wednesday 12:45 pm - 3:30 pm
Friday 12:45 pm - 3:30 pm
MSEFCU Cougar Branch Social Media Links:
*Hours subject to change due to each high school's individual holidays/recesses, minimum days, etc.
What can they do there?
Our student-tellers offer a range of services to assist you, including deposits, withdrawals, transfers, loan payments, stamp book purchases, check cashing and more! You can even open an account at these branches, too!
Are you interested in working for your MSEFCU Student-Run High School Branch? Students who attend one of these four local high schools can reach out to your school's administrator to pursue this opportunity.
For more information about our student-run branches, you can visit their social media pages for updates, call (209)383-5550 x187 or x188, or click here to leave them a message.
What You'll Need to Bring in to Open Your Account:
High School Students (Ages 14-17)
Parent or Legal Guardian as Joint NOT Required
Savings Account Only
• Minimum $10 (Cash or Check) - $5 initial deposit (on hold) and $5 membership fee
• Social Security Card or Birth Certificate (Must know SSN)
Savings and Checking Account
• Minimum $40 (Cash or Check) - $25 initial deposit in Savings (on hold), $10 deposit in Checking and $5 membership fee
• State ID required with current address* or current Passport
• Visa Debit Card, Must have a Parent or Legal Guardian as Guarantor
*Please note, if the address on your ID is not current or has a PO Box, you will need to bring in a recent bill with your current physical address dated within 90 days.
