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Online Banking

Access your account electronically with cu@home, our virtual branch office, which allows you the freedom to access your account whenever it's convenient for you.

It's easy, convenient and completely safe because cu@home is a secure site. You never have to worry about your account information, because MSEFCU uses the latest encryption technology.

To use cu@home all you need is Internet access, a browser and our web address www.mercedschoolcu.org. Using this service is easy; to see a demonstration just click on the Demo button in the top right corner. To apply for this convenient service, contact our office by eMail or call us at 209-383-5550 or 800-542-2345 ext. 144. Once your account is set up for cu@home, you can logon from the top right corner of any page on our website.

You can:

  • check your account balances on a simple consolidated list
  • view account history
  • transfer funds
  • make loan payments
  • make a loan advance from our line of credit
  • stop payment on checks
  • print a copy of the front and back of a cleared check
  • pay bills online
  • set mobile alerts
  • instant balance review
  • cross account transfers
  • ez card info access through cu@home
  • e-statements
  • use our MSEFCU Mobile Money App
  • use mobile deposit within the Mobile Money App
  • and more…


Enjoy the convenience of accessing your statement online at the beginning of every month, along with your other information at anytime with your same logon ID and password as cu@home. No more waiting for the mail or wasted paper, instead start receiving a monthly email, notifying you that your statement is ready. You need cu@home-online banking in order to access e-Statements.

To sign up for eStatements:

  • Logon to cu@home
  • Select the Self Services tab
  • Under Additional Services, click on eStatements
  • Click on the Sign Up button
  • Review and accept the usage agreement
  • Make sure we have your current email address

You're done! It's that easy.

Bill Pay-online bill payment

You can also pay bills electronically with our optional Bill Pay absolutely FREE! Bill Pay offers an alternative to the traditional method of paying bills. Instead of writing a check, you can pay all your payments automatically through Bill Pay.

You can set up one-time payments or recurring payments like PG&E, the Phone Company, etc. And, you have a history of the payments you have made. You can also download this information into Quicken.

Using Bill Pay involves three basic steps:

  1. Set up your personal list of merchants.
  2. Pay your bill today, in the future or on a recurring schedule.
  3. Change or cancel your payment information whenever you need to.

With this convenient service, you don't have to dread paying bills anymore! See for yourself, click on the Demo button in the top right corner of this page. To apply for this convenient service, contact our office by eMail or call us at 209-383-5550 or 800-542-2345 ext. 144.

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More information on our products, services or feedback on our Web site | Phone: 209-383-5550 or 800-542-2345 | Fax: 209-383-2308 | Email Us

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