Merced School Employees Federal Credit Union

Merced School Employees Federal Credit Union
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Online Banking

Access your account electronically with cu@home-online banking, our virtual branch office, which allows you the freedom to access your account whenever it's convenient for you. All you need is Internet access, and our web address

Online banking is easy, convenient and completely safe because cu@home is a secure site. You never have to worry about your account information, because MSEFCU uses the latest encryption technology.

To enroll, simply click on the "Enroll in cu@home" link at the top right hand corner of the screen and follow the prompts to enroll. Once your account is set up for cu@home, you can logon from the top right corner of any page on our website.

You can:

  • check your account balances on a simple consolidated list
  • view account history
  • transfer funds
  • make loan payments
  • make a loan advance from your line of credit
  • stop payment on checks
  • print a copy of the front and back of a cleared check
  • pay bills online
  • set mobile alerts
  • cross account transfers
  • e-statements
  • use our MSEFCU Mobile App
  • use mobile deposit within the Mobile App
  • and more…

Once you have enrolled in cu@home you can download the MSEFCU Mobile App with Mobile deposit.


Enjoy the convenience of accessing your statement online at the beginning of every month, along with your other information at any time with your same User ID and password as cu@home. No more waiting for the mail or wasted paper, instead start receiving a monthly email, notifying you that your statement is ready. You need cu@home-online banking in order to access e-Statements.

To sign up for e-Statements:

  • Logon to cu@home
  • Click on e-Statements
  • Review and accept the usage agreement
  • Click "I Accept the Agreement"
  • Enter your e-mail address and/or cell phone number to receive messages You're done! It's that easy.

Bill Pay-online bill payment

You can also pay bills electronically with our optional Bill Pay absolutely FREE! Bill Pay offers an alternative to the traditional method of paying bills. Instead of writing a check, you can pay all your payments automatically through Bill Pay.

You can set up one-time payments or recurring payments like PG&E, the Phone Company, etc. And, you have a history of the payments you have made. You can also download this information into Quicken.

Using Bill Pay involves three basic steps:

  1. Set up your personal list of payees.
  2. Pay your bill today, in the future or on a recurring schedule.
  3. Change or cancel your payment information whenever you need to.

With this convenient service, you don't have to dread paying bills anymore! See for yourself, click here to watch the demo video for Bill Pay: Bill Pay Demo

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More information on our products, services or feedback on our Web site | Phone: 209-383-5550 or 800-542-2345 | Fax: 209-383-2308 | Email Us

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Merced School Employees Federal Credit Union