Merced School Employees Federal Credit Union

Merced School Employees Federal Credit Union
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Vehicle Loans


Cars and trucks, registered and titled in California. We offer financing up to 125% of MSRP plus warranty and GAP (new). Up to 125% off retail Kelley Blue book value on used and refinanced vehicles, plus warranty and GAP (used). Terms are available up to 84 months (based on credit history).
Calculate what your payment might be Financial Calculators Button.

More detailed information for these vehicles under loan rates
Call 383-5550 x141/142 for more details or to apply.


Credit Union Direct Lending Button Financing your next new or used car just got easier! With Credit Union Direct Lending (CUDL), you can get your MSEFCU auto loan within minutes right at the dealership even when our office is closed. The CUDL program is available from 7 a.m. to midnight, 7 days a week, including holidays.

For more loan information or to apply for your MSEFCU loan, call our loan department at 209-383-5550 or 800-542-2345, ext. 141 or 142, or visit your nearest branch.

Your rate is determined by your credit history and how long you finance your loan. All rates and terms are subject to change without prior notice.


Auto Smart MSEFCU has partnered with AutoSmart, a service provided by Credit Union Direct Lending (CUDL) that helps you locate dealers, view new and used cars, research trade in values, get a vehicle history check and more. Take advantage of the information and resources available from AutoSmart to make your auto buying experience a little easier.

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More information on our products, services or feedback on our Web site | Phone: 209-383-5550 or 800-542-2345 | Fax: 209-383-2308 | Email Us

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Merced School Employees Federal Credit Union