Real Estate Mortgages
Whether you're buying your dream home or refinancing your current home, we have a loan for you. We offer a full line of mortgage loan options with short or long terms, fixed rates, equity lines of credit and more. For more information, call our Real Estate Department at 209-385-0350.
Purchase or refinance your home, condo, or townhouse. Our fixed rates offer security and peace of mind because the payment amount will not change.
NEW 30-YEAR FIXED RATE
Purchase or refinance your primary residence. Our 30-year mortgage gives you the same peace of mind as our other fixed-rate mortgages, but now in a 30-year term and with no Private Mortgage Insurance (PMI)!
A fixed rate loan that allows you to borrow against the equity in your home.
HOME EQUITY LINE OF CREDIT
Revolving credit line you can use for any purpose. The interest may be tax deductible (check with your tax advisor). Make an advance simply by writing a check or transferring to your MSEFCU checking account through Day and Night Teller or cu@home.
LAND AND LOT PURCHASES
If you want to purchase property to build your primary residence on, this loan may be your first step
SPECIAL NOTES: MSEFCU deed loans are available only on primary residential property located within 150 road miles from the Merced main office. Finance charges are calculated on simple interest with no prepayment penalties. Read the HELOC Program Disclosure here.
ADDITIONAL HOME LOAN OPTIONS through CU Member Mortgages (Apply)
We can also assist you through the qualification and loan processing on other mortgage loan types as well. While we don't hold these loans in house, the servicing will remain with CU Members Mortgage and you will be able to access your loan information through our website.
More information Apply
|Stacie DeMartini||Lee Lao||Tonya Gonzalez||Toni Jones||Lori Smith||Merced School Employees FCU|
|NMLS #523451||NMLS #487324||NMLS #493900||NMLS #486643||NMLS #486257||NMLS #477609|